For business owners
Connect Xero, QuickBooks, or Zoho, or paste a P&L and Balance Sheet from MYOB or any other system. Pellucid builds a driver-based forecast in Excel from that history.
The stuck point
“Will I have enough cash to run my business over the coming months?”
An average of past cash does not say when wages, suppliers or tax are paid. Pellucid forecasts each item from its driver and its payment terms, so the months ahead are more predictable and you can be more assured about the cash you will have.
“If my costs keep rising, will I still make enough profit?”
Owners need to understand the relationship between sales, pricing, staffing and operating expenses to see whether their current business model is sustainable.
“Can I afford to grow, hire or invest?”
Without an accessible forecasting model, owners may rely on intuition or spend money before understanding the effect on cash flow, profit and the balance sheet.
Your path
Or copy and paste from MYOB and any other accounting system.
Connect Xero, QuickBooks, or Zoho. For MYOB or anything else, paste the same statements.
Sales, wages, rent, and the other lines become assumptions, not a fresh blank model.
Price, headcount, and a second site are changes you make on purpose.
P&L, Cash Flow, and Balance Sheet stay linked. Cash follows the driver and the payment terms of each item, not an average of past cash. Once you have actuals, the variance view shows why the month moved.
A worked example
Illustrative: a shop
From the accounts
| Driver | Rate | Result |
|---|---|---|
| 120 orders | $85 | $10,200 sales |
| Staff hours | Wage rate | Wages |
| 1 site | Monthly rent | Rent |
Then
| Account | Forecast | Actual | Var $ | Driver gap |
|---|---|---|---|---|
| Sales | 10,200 | 11,220 | 1,020 | Orders 120 → 132 |
| Rent | 4,000 | 4,400 | 400 | Still 1 site |
What you can answer
Where the numbers live
Xero, QuickBooks, and Zoho keep the history. Pellucid is the forward model in your workbook, aligned to the FAST Standard.
Direct integration for Xero, QuickBooks, and Zoho. Copy and paste the P&L and Balance Sheet from MYOB or any other system.
The workbook follows the FAST Standard — Flexible, Appropriate, Structured and Transparent. You can inspect the formulas and change assumptions as the business changes.
No training on your numbers. No stored copy of the spreadsheet on our servers.
Pricing
A linked P&L, Cash Flow and Balance Sheet can take more than two hours to build by hand.
If you are new to financial modelling, you could be looking at two weeks. Even a professional can spend two days getting it right.
Asking Claude or ChatGPT for a spreadsheet still leaves you unsure what was hardcoded, why a formula is there, and how to change an assumption.
More than 2 hours, before the three statements even hold together.
A spreadsheet in minutes. Then uncertainty about the model you were given.
Pellucid
50 AUD
per month
Start from the accounts you already keep, and keep the forecast in Excel.